Unlock Your Business Finance Operating System
Boipays helps African SMEs send invoices, generate payment links, track payments, reconcile transactions, and understand cash flow in real time - all from one simple AI-powered platform.
No credit card required. Built for Nigeria and African SMEs.
Trusted by growing businessesacross Africa
Boipays helps SMEs automate invoices, payments, reconciliation, and cash flow visibility from one platform.
20,000+
Active SMEs
₦500M+
Tracked Payments
99.9%
Uptime
Nigeria
Market
Trusted payment infrastructure and banking partners powering SMEs across Africa.
The complete financial operating system
Everything African SMEs need to run their finances unified in one clean, automated, and intelligent platform.
Invoicing Engine
Create and send professional invoices in seconds with automated reminders and payment tracking.
Payments Hub
Accept payments from cards, bank transfers, and mobile money across Africa in real time.
Reconciliation System
Automatically match payments with invoices and eliminate manual bookkeeping.
Customer Credit Layer
Offer flexible credit to trusted customers with built-in risk tracking.
Cash Flow Dashboard
Real-time visibility into your business finances, inflows, and projections.
Business Intelligence
AI-driven insights to help SMEs make smarter financial decisions.
Real-time financial intelligence for your business
Boipays gives SMEs clear visibility into cash flow, payments, and performance updated in real time.
AI-driven insights, not spreadsheets
Understand your cash flow trends, customer behavior, payment cycles, and reconciliation health instantly.
Cash flow forecast
₦18.7M
Paid
₦9.2M
Pending
₦3.8M
Matched
99.8%
Meet your AI Finance Manager
Boipays doesn’t just track your finances it understands them, predicts them, and helps you make better decisions.
Real-time financial intelligence for African SMEs
Our AI continuously analyzes invoices, payments, customer behavior, and cash flow to deliver actionable business insights.
Automated cash flow tracking
Customer payment behavior analysis
Risk detection & smart alerts
Revenue optimization suggestions
Live AI insights
Finance Copilot
Cash Flow Forecast
PredictionYour business may run low on cash in 14 days based on current spending trends.
Late Payment Risk
Risk AI3 customers show high probability of delayed payments this month.
Revenue Opportunity
Growth AIOffering 7-day payment terms could increase conversion by 18%.
Works with the financial tools you already use
Boipays connects with major banks and payment providers across Africa, helping businesses unify payments, banking, and reconciliation in one place.
Paystack
Seamless payment processing across cards and bank transfers.
Flutterwave
Pan-African payment infrastructure for scale.
Moniepoint
Agent banking and SME-focused financial rails.
GTBank
Corporate banking and enterprise accounts.
Zenith Bank
High-volume business banking support.
UBA
Cross-border and multi-currency banking.
First Bank
Legacy banking infrastructure integration.
Access Bank
SME-friendly banking APIs and services.
One platform. All your financial systems connected.
No switching platforms. No fragmented data. Everything unified inside Boipays.
Trusted by growing businesses across Africa
From retailers to logistics companies, Boipays helps SMEs automate and scale their financial operations.
“Boipays completely changed how we track payments. Before, we used WhatsApp and notebooks. Now everything is automated and clear.”
Amina Yusuf
Retail Business Owner
Kano Traders Hub
“The AI reconciliation saves us hours every week. Payments are matched automatically without manual work.”
David Okoro
SME Founder
Okoro Logistics
“We finally understand our cash flow. Boipays gives us real-time insights that banks never provided.”
Fatima Bello
Wholesale Distributor
Bello Foods Ltd
Built for real businesses, not just demos
Boipays is designed for everyday African businesses that need faster payments, clearer cash flow, and automated reconciliation.
Simple pricing that scales with your business
Start free, upgrade as your invoices, payments, and finance operations grow.
ROI Calculator
Estimate how much Boipays can help you save monthly.
Estimated Monthly Savings
₦180,000
Starter
For freelancers and small businesses getting started
Up to 100 invoices/month
11 features included
- Automated invoicing
- PDF invoice export
- Recurring invoices
- AI-powered reconciliation
- Customer management
- Payment tracking
- Invoice reminders
- Basic revenue dashboard
- Statement of account
- Email support
- 1 user account
Growth
For growing SMEs scaling operations
per month, VAT included
Up to 5,000 invoices/month
13 features included
- Everything in Starter
- Automated invoicing
- Recurring invoices
- AI-powered reconciliation
- Cash flow dashboard
- Expense management
- Vendor management
- Payment links
- Multi-user access
- Advanced analytics
- Bank statement imports
- Automated reminders
- Priority support
Business
For established SMEs managing teams, accounting, and multiple business units
per month, VAT included
Up to 20,000 invoices/month
14 features included
- Everything in Growth
- General ledger
- Journal entries
- Bank reconciliation
- Advanced accounting reports
- Role-based permissions
- Approval workflows
- Multi-branch management
- Budget management
- Audit logs
- API access
- Custom integrations
- Priority support
- Dedicated onboarding
Enterprise
For large organizations requiring custom infrastructure and compliance
Unlimited invoices & users
10 features included
- Everything in Business
- White-label platform
- Custom workflows
- Advanced AI Finance Manager
- Enterprise security controls
- Dedicated account manager
- Custom SLA agreements
- Private deployment options
- Advanced compliance reporting
- Priority engineering support
Frequently Asked Questions
Everything you need to know about Boipays
Still have questions?
Contact SupportReady to run your finance on autopilot?
Join African SMEs automating invoices, payments, and cash flow in one AI system.
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